FG Launches ₦10 Million Support Scheme for Tertiary Institution Workers

The Federal Government of Nigeria today inaugurated the Tertiary Institution Staff Support Fund (TISSF), a dedicated loan scheme offering both academic and non‑academic staff in tertiary institutions up to ₦10 million. The loan is capped at 33.3% of a staff member’s gross annual salary, and is designed to enhance welfare, professional development, and economic empowerment. 

🎓 Who Qualifies & Loan Structure

All staff of universities, polytechnics, and colleges of education are eligible to participate. Disbursements are capped at ₦10 million per person, limited to a maximum of one-third of the individual’s gross annual wage. Reputable sources confirm the eligible uses include:

  1. Transportation
  2. Medical care
  3. Micro‑enterprise ventures (e.g., poultry farming)  

Policy Goals: Welfare Meets Empowerment

Federal Minister of Education, Dr. Tunji Maruf Alausa, emphasized that TISSF is not merely a welfare measure but a strategic empowerment initiative aligned with President Bola Tinubu’s Renewed Hope Agenda. It aims to foster financial stability, career advancement, and improved quality of life among staff members. “TISSF is not just about welfare. It is about empowerment… supporting staff to live well, grow professionally… and contribute meaningfully to institutional excellence,” the minister stated. 

Implementation & Oversight

The fund will be managed through a partnership with the Bank of Industry (BoI), tasked with overseeing disbursements to ensure accountability and efficiency in delivery. 

To create a participatory and informed programme, stakeholders including staff unions, TETFund, institutional leaders (vice-chancellors, rectors, provosts), and senior aides to the President were consulted during the policy formulation phase. This underscores the government’s inclusive and results-oriented approach. 

Stakeholder Reactions & Future Outlook

Institutional leaders and union representatives have praised the initiative as timely and essential, citing its potential to boost morale, productivity, and institutional performance nationwide. Government officials have assured that a robust monitoring and evaluation framework will guide the long‑term success of the programme. 

Summary Snapshot

FeatureHighlights
Maximum Loan₦10 million per staff member
Loan CapUp to 33.3% of gross annual salary
Eligible StaffAcademic and non‑academic across all public tertiary institutions
Permitted UsesTransportation, medical support, micro‑enterprises
Managing PartnerBank of Industry (BoI)
Government GoalFinancial empowerment, welfare, career growth
Oversight & EvaluationStakeholder collaboration + monitoring framework

Key Takeaways

  1. Financial Relief and Growth: With access to substantial loan support, staff members can address urgent needs or invest in income-generating activities—potentially transforming their standard of living.
  2. A Strategic Reform: TISSF is part of a broader effort to reimagine Nigeria’s tertiary education sector by enhancing staff motivation and institutional efficiency.
  3. Transparent Delivery Model: The Bank of Industry’s involvement and the inclusive design process aim to foster credible, corruption-resistant implementation.


The launch of TISSF represents a significant milestone in Nigeria’s commitment to uplifting its education workforce. By offering well‑structured financial support, the government seeks to build a more resilient, empowered, and professionally motivated staff base—capable of driving institutional excellence across the country.






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